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Weather Based Crop Insurance

मौसम आधारित फसल बीमा
Ministry of Agriculture and Farmers Welfare · Insurance Companies
Benefit
₹500
Deadline
Ongoing
Beneficiaries
12,000,000
Sector
All Crops, Weather Risk

Overview

WBCIS provides insurance based on weather parameters (rainfall, temperature, humidity) with parametric trigger-based claims settlement.

Launched on 18 Feb 2016

Benefits

Subsidy %
90%
Min amount
₹500
Payment mode
Bank Transfer

Weather-based coverage, Quick claim settlement, Low premium (2%), Automatic triggers

Scheme components:

  • Weather Insurance
  • Parametric Claims
  • Automatic Settlement

Eligibility

Categories
All Farmers
Beneficiary type
Individual
Age
18 – no upper limit years
Land holding
0.01 – any acres
Gender
All
States
All India

How to apply

Application mode: Both

  1. Apply through banks or insurance companies before crop season.

Documents required

  • Aadhaar
  • Land Records
  • Bank Account
  • Crop Details

Impact & success

1.2 crore farmers covered, ₹12,000 crore claims settled